How I would change the new First time tax-free home buyers plan. Part two.

Part two: I am not a huge fan of the new Tax-Free First Home Savings Account. I feel that very few Canadians will benefit from that account. We already have the home buyers' plan within an RRSP. Why not change that plan to become more like the new account. Here are two suggestions I would make that would help people get closer to buying a new home sooner.