Your financial future should be custom-made
Your financial security plan should be as unique as you are. Tailor-made to fit your needs. We offer a wide range of products, solutions, and expert guidance to create a completely customized plan that’s unique to you.
RRSP
Retirement Savings Plan
Contributing to an RRSP is still one of the most popular ways to save for your retirement. Contributions are tax-deductible and taxes are deferred until you withdraw the money. Your financial security advisor can help you choose an RRSP solution to help meet your retirement goals.
RESP
Educational Savings Plan
RESPs offer an effective way to maximize the money available to your children or grandchildren when they enrol in a full-time post-secondary program. And anyone – parents, grandparents, other family members and friends – can open an RESP for a child.
RRIF
Retirement Income Fund
An investment option that allows you to transfer money from an RRSP, while deferring taxes on the portion of income that was not taken out. This must be done before the last day of the year in which you turn 71.
TFSA
Tax Free Savings Account
A TFSA is not a traditional savings account. It’s a type of plan that allows you to grow your investments, and earn income on them, tax-free. A TFSA can help you save for a large purchase, or can supplement your retirement savings plan.
RDSP
Disability Saving Plan
An RDSP is a savings plan established by the Government to assist saving for the long-term financial security of individuals with severe disabilities. Government matching are part of the Plan. Contributions to the plan are not tax deductible, but the earnings grow tax free while held in the plan.